The power behind the ultimate payout platform

Adding money is easy

rapid! PayCard features

Shop everywhere Debit
Mastercard or Visa debit
cards are accepted

Earn interest on
your savings account⁶

Pay bills
online

Cash Back
Rewards²

Safer and more secure than carrying cash.
Mastercard Zero Liability: Conditions and exceptions apply. Please see website for more information about Mastercard Zero Liability: www.Mastercard.com/general/zero_liability.html
Visa Zero Liability: Visa’s Zero Liability Policy covers U.S.- issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
This optional offer is not a product or service of Green Dot Bank or Pathward, N.A., nor do Green Dot Bank or Pathward, N.A. endorse this offer.
While rapid! PayCard does not charge for this feature and service, standard text messaging, data and cellular rates may apply. Please check with your cell phone carrier and inquire about fees your carrier may associate with these services.
All checks subject to review for approval. Some bank issuers may take up to 48 hours to post funds to your card account. Fees may apply.
Ingo Money is a service provided by Ingo Money,Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.
The Savings Account is established by Pathward, N.A., Member FDIC. Participation in the savings account feature is option. Cardholders must actively opt in to enroll in this program.

Cardholder has surcharge free access to these networks

Cardholder has surcharge free access to these networks

A. It is a prepaid card that does not require a credit check¹; therefore, only a successful identity check and US Residency is required. It allows you to collect and spend your pay without hassle or inconvenience. The rapid! PayCard can be used at millions of ATMs and merchant locations worldwide, wherever Debit Mastercard or Visa debit cards are accepted. This card provides you with added safety² and security² over carrying cash.

A. The first card you receive is the instant issue rapid! PayCard. It has a Mastercard or Visa brand mark but it does not have your name embossed on it. When you call Customer Support 1.877.380.0980 to activate your card you may also request an upgrade to a personalized card with your name embossed on it at no additional cost³. When the personalized rapid! PayCard arrives in the mail (7-10 business days) the instant issue card remains fully usable until you activate your new personalized card.

A. Your pay will typically be available by 10:00 am EST in the morning on your payday. You can check your balance then or anytime by calling 1.877.380.0980 or by visiting www.rapidfs.com.

A. Most importantly, your money is protected with Networks' Zero Fraud Liability^4,5 Policy. Just call 1.877.380.0980 to report it lost/stolen and request a new card, or ask your employer for a new card. Call 1.877.380.0980 (press 0) and tell the representative this is a replacement card.

A. Not at all. The funds deposited on your card can be available by 10:00 am EST in the morning on your payday.

A. It’s easy to obtain your own rapid! PayCard. Just ask your employer or the Payroll department of your company for a rapid! PayCard direct deposit form.

A. The rapid! PayCard is fully portable. This means you can take the card to any other employer (second or part-time job), regardless of who gave you the card, and sign up for a direct deposit payment. In addition, you can direct deposit your income tax refund, social security benefit, military pension, or any other payment that can be direct deposited. Please login to www.rapidfs.com to access your direct deposit account number or ask one of our customer service representatives.

Because this is not a credit card, your credit will not be checked.
Funds are FDIC insured. Green Dot Bank or Pathward, N.A., are FDIC-insured members. For additional information regarding FDIC insurance and what it means for you as a cardholder visit fdic.gov/consumers
While this speciﬁc feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement included in your card package for more details.
Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.
Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing ﬁnancial institution immediately of any unauthorized use. Contact your issuer for more detail.

Cardholder

Online Privacy Statement

The rapid! PayCard® Payroll Cards are issued by Green Dot® Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Bank and have not sponsored or endorsed Green Dot products or services. Neither Green Dot Bank, Green Dot Corporation, nor Visa U.S.A., Inc., Mastercard or any of their respective affiliates are responsible for products or services provided by third parties. Third party terms and conditions apply.

The rapid! PayCard® Mastercard® is issued by Pathward®, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated. Prepaid card can be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The rapid! PayCard® Visa® Payroll Card is issued by Pathward, N.A, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted.

The Savings Account is established by Pathward, N.A., Member FDIC.

The rapid! blog and any information contained within do not reflect the views of Pathward, N.A. or Mastercard or Visa, nor are they endorsed by Pathward, N.A. or Mastercard or Visa.

Direct Deposit

Mobile Check Deposit

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