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24/7 Account Access with the rapid!Access3 Mobile app

Adding money is easy

Direct Deposit

Load payroll direct deposits onto your rapid! PayCard simply by giving your employer your card account and routing numbers.

Mobile Check Deposit

Load funds from approved checks5 with Ingo® Money mobile app6.

rapid! PayCard features
Shop wherever Debit Mastercard or Visa debit cards are accepted
Earn interest on your savings account
Pay bills online
Cash Back Rewards3

  1. Safer and more secure than carrying cash.
  2. While this specific feature is available for free, certain other transaction fees and costs, terms and conditions are associated with the use of this card. See the cardholder agreement included in your card package for more details.
  3. This optional offer is not an issuing bank product or service nor does the issuing banks endorse this offer.
  4. While rapid! PayCard does not charge for this feature and service, standard text messaging, data and cellular rates may apply. Please check with your cell phone carrier and inquire about fees your carrier may associate with these services.
  5. All checks subject to review for approval. Some bank issuers may take up to 48 hours to post funds to your card account. Fees may apply.
  6. Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.
All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.